Insurance

Information regarding vehicle insurance.

Should I Drive for Uber?

Uber LogoShould I become an Uber driver? It looks like a good way to pick up some easy money and provide a lower cost service to people at the same time. Before you visit the Uber web site and sign up, you should consider very carefully what risks you might be taking and how it could affect you. That little bit of pocket money could quickly become a mere drop in the bucket when it comes to covering your losses if a collision should occur.

Motor Assisted Cycle or Motorcycle?

Motor Assisted CycleWhether your mechanical skills are limited to taking the pedals off of your motor assisted cycle or extensive enough to attach a gasoline engine to a bicycle, both could land you in trouble with the rules. Making either of these modifications will turn your transport into a motor vehicle that requires insurance and licence plates. At $598, the ticket for operating without insurance is an expensive one!

CASE LAW - Felix v ICBC

BC Courts Coat of ArmsMarnetta Felix and her boyfriend Kevin Hearne attended a soccer tournament. Following his last game of the day Kevin went to the concession and started drinking beer. He consumed enough over the next two or more hours that he became quite intoxicated. At one point he saw Marnette with her arm around another man and became angry.

Q&A - Uninsured Vehicle on Strata Property

Q&A ImageWe had our Strata AGM last night (self-managed) and it was brought to our attention that there is an uninsured car parked in our underground parking. Could you please let me know the laws around this and advise on how to handle?

Q&A - Defending a No Insurance Ticket

Q&A ImageI recently received a ticket for driving without insurance. At the time I had a passenger in my vehicle with me. I produced expired insurance papers to the officer and was given a ticket. I then had to have my car towed home.

Q&A - Parking an Uninsured Car on the Street

no parking signMy question is whether it is illegal to park a car that is uninsured in a residental area the driveway is full up and I wonder if parking anywhere else near the house uninsured can be fined or towed? If so how much is the fine.

Q&A - Working in Alberta, Living in BC, Do I Need a BCDL and ICBC Insurance?

Q&A ImageIn my current position I come across a large amount of drivers who seem to live in British Columbia but have Alberta licence plates and insurance. The story goes that they husband works in Alberta and commutes back to British Columbia on their days off. Most of the time their wife and children live full time in BC, kids attend a BC school etc.

My questions are these:

CASE LAW - Lau v Insurance Corporation of BC

BC Courts Coat of ArmsWhen plaintiff Yu Jung Lau purchased, licensed and insured a 2005 Subaru Impreza with ICBC he declared that he would be the vehicle’s principal operator.

ADVICE - The Best $25 You Will Ever Spend

Dollar SignIt’s a sunny July weekend.  You’re on your way with your family to Tickleberry’s, that beautiful ice cream joint in Okanagan Falls.  An oncoming driver chooses to respond to a text message and crosses over into your lane.  There’s a head-on crash.

You and your family suffer serious injuries.

CASE LAW - R v Rhone

BC Courts Coat of ArmsKelly Rae Rhone was charged for operating a motor vehicle without proper insurance while driving on the Trans Canada Highway at Mill Bay, B.C. Ms. Rhone disputed the traffic ticket on the basis that keeping the insurance current was her husband's job and that she did not know the insurance was expired.

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