ICBC

Content supplied by or concerning the Insurance Corporation of BC

Thoughts From the ICBC Rate Fairness Report

ICBC LogoI was curious about the outcome of ICBC's rate fairness survey so I checked the box to be notified when the report became available. The notification arrived in my inbox this week and I've made a quick scan of the document. The diverse opinions on who should be held accountable for what and how rates should be set is interesting.

Q&A - Modifying a Vehicle Exterior

Q&A ImageQ: I have a question about legality around modifying the exterior of my car. I have seen many modified (often lowered suspension as well) cars with front lip spoilers/splitters and I was wondering around the legality of them for a street car. Do you know if they are they legal to have or would they affect insurance in any way to have one if I were to be in a front end collision, either with another car or pedestrian?

Electronic Driver Monitoring

Mentor by eDrivingWould you voluntarily submit to electronic monitoring of your vehicle in order to save money on insurance? I've been thinking about this lately in the context of my experience with an electronic driver monitoring app, our current concerns with ICBC rates and the seeming lack of consequences for drivers who don't follow the rules. With the right privacy safeguards this could safely and efficiently solve a number of problems.

Making Bad Drivers Pay

Bad Driver on Board SignLast week we looked at how we might define a bad driver. Views were varied, but there were two well thought out responses that did more than just express an opinion. This week, let's look at how bad drivers pay for the risk that they present to others using our highways.

Fancy Running Into You Here!

Intersection CrashThe latest edition of Quick Statistics has been published by ICBC. The new rounded data it contains is for the year 2016 and that year there were 330,000 collisions reported where 64,000 resulted in either injury or fatality. Over all, collision rates have steadily increased from 2011 to 2016.

REFERENCE - B.C. Crash Statistics

ICBC LogoICBC has published the latest edition of Quick Statistics containing general information about crashes, injured and fatal victims, auto crime and vehicle and driver populations.

The Enhanced Road Assessment

key with car in backgroundThe new year will bring changes to how drivers are re-examined to insure that they are safe to continue to drive. Current DriveABLE testing will be replaced by an Enhanced Road Assessment (ERA) that will be administered by ICBC at no cost.

A Comedy of Errors

ICBC LogoThis week ICBC rolled out a new road safety campaign called Drive Smart. It's aimed at increasing driver knowledge, promoting staying focused while driving and looking out for the safety of other road users. There is also a special social media hashtag: #KnowYourPartBC.

READING - Affordable & Effective Auto Insurance

According to this report for ICBC and the Ministry of Transportation & Infrastructure from Ernst & Young our provincial auto insurance program is currently facing the following five challenges:

CASE LAW - Hamman v ICBC

BC Courts Coat of ArmsDo you have $212,000.00 in spare disposable income? Ryan Hamman rear ended a vehicle that was stopped on Highway 1 near 176 Street in Surrey, B.C. That vehicle was driven forward into the vehicle in front of it and the driver of the first vehicle was injured. ICBC denied coverage because Mr. Hamman was impaired by alcohol at the time of the collision. Litigation ensued with the final outcome being damages against Mr. Hamman and in favour of ICBC amounting to $212,000.00.

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