Insurance

Information regarding vehicle insurance.

Q&A - Delinquent Dad Driving While Unlicenced

Q&A ImageIf a driver is operating a vehicle without a valid license as the license revoked by the court due to non payment of child support, has been reported to the police numerous times and a private investigator's report & video proving this why is that not sufficient for the police to fine or to take his vehicle, what do we have to do to stop him driving ,and what would the consequences be should he be involved in an acciden

CASE LAW - R v Shafer

BC Courts Coat of ArmsIan Shafer used to live in Las Vegas, Nevada and had licensed his car there. He moved to Oak Bay, B.C. but had not obtained a BC driver's license or BC license plates and insurance at the time he was stopped for speeding by police in Victoria. He was issued a traffic ticket for speeding, not having a BC driver's license and operating an uninsured vehicle. He pled guilty to speeding and not guilty to the other two counts.

Have You Been Directly Affected by a Collision Lately?

Dollar SignI often ask if anyone has been directly affected by a collision in the past year when I am making a presentation to a group. I can see people thinking about it and then a few hands may tentatively rise. My answer usually surprises them and it may surprise you as well.

CASE LAW - Quinn v Dubnyk

BC Courts Coat of ArmsThis case examines the application of the Motor Vehicle Act to highways on the Sechelt reserve lands. Quinn was stopped by Constable Dubnyk for operating an uninsured and unlicensed vehicle on a highway within the reserve. He was issued a violation ticket for operating the vehicle without insurance.

Q&A - Does Driving Without Insurance Mean an Immediate Impound?

Ticket WriterWhen a person is stopped for no insurance in BC, no matter where, is the car immediately impounded? Are there any exemptions? The reason I asked is: my employee said he got stopped for expired plates on the car he was driving, but the RCMP officer in Courtenay told him just to park it, even though the ICBC insurance had expired a week earlier.

VIDEOS - Staged Collisions for Insurance Fraud

NICB LogoIntentional collisions staged to commit insurance fraud cost us all. The US National Insurance Crime Bureau web site contains video examples of staged collisions to help you avoid being injured or victimized by criminals.

Do Farm Tractors Need Licence Plates?

Farm TractorMost motor vehicles need a licensed driver, a license and license plate and insurance in order to be operated on a highway. This is not always the case with a farm tractor or other motorized implement of husbandry. The driver may not need a license or license plates depending on how the vehicle is used.

Producing Information After a Collision

Insurance DocumentAre we required to carry insurance papers within the car at all times? I'm helping a friend ask this as she was involved in a slight accident and the other party didn't have the insurance papers with her.

Q&A - Unlicensed Vehicle Strays from Private Roads

Q&A Image

Our strata has about a mile of private road and we have our own pickup truck rigged up for snow plowing. The vehicle is not licensed as the intent is for use solely on our posted private road. However, I have come to learn that the operator, as a favor to neighbours outside our strata, has taken to plowing some of the public road, an area rarely addressed on a timely basis by MOT plows.

Allowing an Unlicensed Minor to Drive

Enhanced BCDLI have a question. A friend of mine let his 13 year old daughter drive his car on the streets of our town! What are the implications if they got caught and/or if she got in an accident?

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