Q&A - Minor Damage Collision - Do I Report It?
When driving the Coquihalla highway this past Friday the 18th, I was rear ended by a small car. There was no damage to my vehicle, except for two small paint scuffs from his license plate holder, and there was no damage to his car.
I know by law I am required to report all accidents, but in this case it really doesn't seem like it has any purpose. I don't feel it's necessary to have the other drivers insurance premiums increase, when there was no damage done, and everybody makes mistakes! However, I did have a few passengers with me that I do not know that well. I feel like if I don't report the accident, they might talk to me in a month and complain about neck pain, and all of a sudden I'm the one that is in an unfortunate situation.
Do you think it's worth it for me to file a claim?