Q&A - Working in Alberta, Living in BC, Do I Need a BCDL and ICBC Insurance?
In my current position I come across a large amount of drivers who seem to live in British Columbia but have Alberta licence plates and insurance. The story goes that they husband works in Alberta and commutes back to British Columbia on their days off. Most of the time their wife and children live full time in BC, kids attend a BC school etc.
My questions are these:
By being able to show that they work in Alberta, does this negate their obligation to obtain a BCDL and ICBC insurance?
If they were to be involved in a collision, and their insurer in Alberta found out that they were actually living in BC, would this mean that the insurer would decline coverage and then they would in fact be uninsured?
If these people are in fact guilty of driving a motor vehicle without valid insurance (Section 24(3)(b) ) and failing to obtain a licence and register a vehicle (Section 13(1)(a)) what is the RCMPs / Crowns appetite to file charges and follow through?
(Generally speaking) Most of the issues seem to revolve around the test of being an “ordinary resident” of British Columbia, but I have been unable to find guidelines regarding employment in another province.