Insurance

Question: Our strata road is about a mile long and we have our own pickup truck rigged up for snow plowing. The vehicle is not licensed as the intent is for use solely on our posted private road. However, I have come to learn that the operator, as a favour to neighbours outside our strata, has taken to plowing some of the public road, an area rarely addressed on a timely basis by the road maintenance contractor.

Are we required to carry insurance papers within the car at all times? I'm helping a friend ask this as she was involved in a slight accident and the other party didn't have the insurance papers with her.

We had our Strata AGM last night and it was brought to our attention that there is an uninsured car parked in our underground parking. Could you please let me know the laws around this?

A friend of mine let his 13 year old daughter drive his car on the streets of our town! What are the implications if she got in an accident?

Rose Keith of the Harper Grey LLP has published a fact sheet about Under Insured Motorist Protection (UMP). UMP is meant to provide financial protection if you are involved in a collision with another driver who is either under insured or who has no insurance coverage. Prior to the latest changes to ICBC the legal counsel that I received was to buy as much UMP as I could afford.

The case of Taskov v McDonagh stems from a collision at the intersection of East 49th Avenue and Victoria Drive in Vancouver. Dragomir Taskov was driving eastbound on East 49th Avenue intending to make a left turn onto Victoria Drive. He was operating as an Uber driver with a fare. Katherine McDonagh was westbound on East 49th and collided with Mr. Taskov.

We have a question about loaning your vehicle. We are travelling to Europe this summer and friends from there will be using our car (two different families at two different times). I would like to ensure that we are adequately covered in the event that they should be involved in any kind of motor vehicle accident in our car.

The BC Cycling Coalition is inviting you to a free educational webinar that "will provide BC cyclists with improved understanding of how ICBC's Enhanced Care covers cyclists in BC involved in a crash with an ICBC insured vehicles, when you may need a lawyer, as well as provide options and information for insurance coverage with insurers like Cycling BC and private insurance providers."

The case of Clark v ICBC involves an alleged single vehicle hit & run collision on Marble Lake Road between the Ashton Creek Store and the Cooke Creeke Campground. Christopher Clark was driving a Jeep Patriot eastbound from the store when he met a pickup that strayed over the yellow centre line of the highway into his lane.

Intentional collisions staged to commit insurance fraud cost us all. The following five videos from the US National Insurance Crime Bureau web site contain examples of staged collisions to help you avoid being injured or victimized by criminals.